Close your account correctly. Find the physical address, official email, requirements, and a free account closure template.
Zero Balance: Ensure your Bank of America balance is exactly $0.00 and all transaction pots/linked accounts are settled before submitting the closure request.
Certifies the sending and content of your request. Safe and legally binding solution.
Send a physical letter via certified mail directly to Bank of America Charlotte headquarters.
bankofamericacares@bankofamerica.com
Keep the delivery receipt.
Send a secure message through the Online Banking Secure Help center.
Send your closure request to Bank of America via LegallyMail to obtain a certified, timestamped delivery proof. Fully equivalent to registered mail, from home.
✉️ Close with LegallyMail nowCopy the text below, complete the highlighted fields, and send via LegallyMail.
Date: [Date]
Bank of America Corporation
Attn: Account Closure / Operations Department
100 N. Tryon St., Charlotte, NC 28255
Subject: Request for Bank Account Closure - Account Number [ACCOUNT NUMBER]
Dear Customer Service Team,
Please accept this letter as formal request to close my Bank of America checking/savings account number [ACCOUNT NUMBER], effective immediately.
I confirm that I have stopped all direct deposits and automatic bill payments linked to this account, and that the account balance is zero (or has been transferred out).
If there are any remaining funds in the account, please mail a check for the remaining balance to my address below.
Please send me a written confirmation of the account closure and stating that no further fees or charges are due.
Sincerely,
[YOUR FIRST AND LAST NAME]
Address: [YOUR ADDRESS]
Phone: [YOUR PHONE NUMBER]
Email: [YOUR EMAIL ADDRESS]
Signature: ___________________________
Follow these instructions to close your bank account safely.
Transfer out your remaining funds to your new bank account, leaving a $0.00 balance.
Update your employer for direct deposits and redirect recurring standing orders to your new account.
Deliver the written closure request through LegallyMail to ensure you get a valid proof of receipt.
Bank of America will notify you of the account closure status and email your transaction history statement.
Once confirmed, cut up your debit cards and destroy any remaining paper checks safely.