Guide updated 2026
Citizens Bank

How to close your Citizens Bank account 2026

Close your account correctly. Find the physical address, official email, requirements, and a free account closure template.

📄 Free Template Steps to Close →
Fee$0 standard closure
USAHeadquarters
BalanceMust be $0 or positive
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Zero Balance: Ensure your Citizens Bank account balance is exactly $0.00 and all pending transactions are cleared before submitting the closure request.

Official contact details of Citizens Bank

📮 Postal Address Citizens Bank, 1 Citizens Plaza, Providence, RI 02903
📧 Customer Care Email citizensbankcares@citizensbank.com
🌐 Website citizensbank.com
📞 Telephone +1-800-922-9999
✓ Recommended 📮

Electronic Registered Mail (LegallyMail)

Certifies the sending and content of your request. Safe and legally binding solution.

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Postal Mail

Send a physical letter via certified mail directly to Citizens Bank Rhode Island headquarters.

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Classic Email

citizensbankcares@citizensbank.com
Keep the delivery receipt.

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Online Banking

Close your account via Secure Message in the Citizens Bank Online Banking platform.

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Want to ensure your closure is legally processed?

Send your closure request to Citizens Bank via LegallyMail to obtain a certified, timestamped delivery proof. Fully equivalent to registered mail, from home.

✉️ Close with LegallyMail now

Account closure letter template for Citizens Bank

Copy the text below, complete the highlighted fields, and send via LegallyMail.

Date: [Date]


Citizens Bank
Attn: Account Closure / Operations Department
1 Citizens Plaza, Providence, RI 02903


Subject: Request for Bank Account Closure - Account Number [ACCOUNT NUMBER]


Dear Customer Service Team,


Please accept this letter as formal request to close my Citizens Bank checking/savings account number [ACCOUNT NUMBER], effective immediately.

I confirm that I have stopped all direct deposits and automatic bill payments linked to this account, and that the account balance is zero (or has been transferred out).

If there are any remaining funds in the account, please mail a check for the remaining balance to my address below.

Please send me a written confirmation of the account closure and stating that no further fees or charges are due.


Sincerely,


[YOUR FIRST AND LAST NAME]
Address: [YOUR ADDRESS]
Phone: [YOUR PHONE NUMBER]
Email: [YOUR EMAIL ADDRESS]

Signature: ___________________________

✉️ Close with LegallyMail now

How to close Citizens Bank account step by step

Follow these instructions to close your bank account safely.

1

Zero out balance

Transfer out your remaining funds to your new bank account, leaving a $0.00 balance.

2

Redirect payments

Update your employer for direct deposits and redirect recurring standing orders to your new account.

3

Send via LegallyMail

Deliver the written closure request through LegallyMail to ensure you get a valid proof of receipt.

4

Wait for confirmation

Citizens Bank will notify you of the account closure status and email your transaction history statement.

5

Destroy cards

Once confirmed, cut up your debit cards and destroy any remaining paper checks safely.