Guide updated 2026
Monzo

How to close your Monzo bank account 2026

Close your account correctly. Find the physical address, official email, requirements, and a free account closure template.

📄 Free Template Steps to Close →
Fee£0 standard closure
UKHeadquarters
AppClosure within app
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Zero Balance: Ensure your Monzo balance is £0.00 and all transaction pots are emptied before submitting the closure request.

Official contact details of Monzo

📮 Postal Address Monzo Bank Ltd, Broadwalk House, 5 Appold St, London EC2A 2AG
📧 Customer Care Email help@monzo.com
🌐 Website monzo.com
📞 Telephone 0800 802 1281
✓ Recommended 📮

Electronic Registered Mail (LegallyMail)

Certifies the sending and content of your request. Safe and legally binding solution.

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Postal Mail

Send a physical letter via tracked post directly to Monzo London headquarters.

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Classic Email

help@monzo.com
Keep the delivery receipt.

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Online App

Close your account directly through the Monzo mobile app in the Profile settings section.

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Want to ensure your closure is legally processed?

Send your closure request to Monzo via LegallyMail to obtain a certified, timestamped delivery proof. Fully equivalent to registered mail, from home.

✉️ Close with LegallyMail now

Account closure letter template for Monzo

Copy the text below, complete the highlighted fields, and send via LegallyMail.

Date: [Date]


Monzo Bank Ltd
Attn: Account Closure / Operations Team
Broadwalk House, 5 Appold St, London EC2A 2AG


Subject: Request for Bank Account Closure - Account Number [ACCOUNT NUMBER]


Dear Customer Service Team,


Please accept this letter as formal request to close my Monzo bank account number [ACCOUNT NUMBER], including checking/savings services associated with it, effective immediately.

I confirm that I have stopped all direct debits and standing orders linked to this account, and that the account balance is zero (or has been transferred out).

If there are any remaining funds in the account, please transfer them to my alternative bank account, or mail a cheque to my address below.

Please send me a written confirmation of the account closure and stating that no further fees or charges are due.


Sincerely,


[YOUR FIRST AND LAST NAME]
Address: [YOUR ADDRESS]
Phone: [YOUR PHONE NUMBER]
Email: [YOUR EMAIL ADDRESS]

Signature: ___________________________

✉️ Close with LegallyMail now

How to close Monzo account step by step

Follow these instructions to close your bank account safely.

1

Zero out balance

Transfer out your remaining funds to your new bank account, leaving a £0.00 balance.

2

Empty Pots

Make sure you empty all saving pots and vaults in the Monzo app.

3

Send via LegallyMail

Deliver the written closure request through LegallyMail to ensure you get a valid proof of receipt.

4

Wait for confirmation

Monzo will notify you of the account closure status and email your transaction history statement.

5

Destroy card

Once confirmed, cut up your Monzo debit card and dispose of it safely.